Heavy Drinking Can Increase Life Insurance Costs. Free PLR Article Britons are drinking too much, shout the headlines. Out of those who live in Great Britain, two thirds say they drink to excess at least once a week and almost a quarter hurt a quarter hurt themselves while they are intoxicated. This is according to a report by the Drink Aware Trust and the British Chiropractic Association. But binge drinking is not just a health issue, but a financial one as well. It hits you not ...